Finhabits logo with text reading: "in partnership with" by image of North Side logo

With Finhabits opening an IRA (Individual Retirement Account) could not be simpler. You can start building wealth for your future with less effort and time than it takes to order takeout.

  • It takes just 10 minutes to open an account on your mobile and $5 dollars a week to grow your wealth
  • We guide you in choosing an investment portfolio based on your profile and what’s convenient for you
  • A low, transparent service fee of $1 per month for accounts with balances of up to $2,500 or 0.5% per year for accounts with balances of $2,500 or higher

To start, just follow these 3 easy steps:

  1. Click hereopens in new window or Text the word RETIREMENT or RETIRO (para español) to 212-441-3631
  2. Follow the easy steps online to open your account
  3. Set up automatic deposits with weekly savings

And you’re done! Just live your life and watch your money grow over time in a bank-level secured account. You’ll never find hidden fees, and our English and Spanish-speaking experts are always an email, call or text away.

Questions? Call us: 1-800-492-1175

Note: Finhabits is an IRA provider and it is not affiliated with North Side Community Federal Credit Union. North Side Community Federal Credit Union does not assist members with support and technical questions regarding Finhabits.